980 Gardenview Terrace N, Crystal River, FL 34429
For Sale $870,000
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OWNER FINANCING AVAILABLE - 4.5% INTEREST AMORTIZED OVER 30 YRS W/ 5 YR BALLOON PAYMENT & 25% DOWN. NEW METAL ROOF - Oct 2026. Welcome to “the pretty lady of Crystal River”, seated high overlooking Kings Bay, a one-of-a-kind waterfront retreat that perfectly captures the charm, lifestyle, and investment potential of Florida’s Nature Coast. Perched on an expansive 0.64-acre lot w/ a $1M water view, this elevated home immediately impresses w/ its huge wraparound porch, ideal for morning coffee, sunset cocktails, & soaking in the peaceful surroundings. Out back, a smaller porch overlooks the beautifully resurfaced pool, enclosed w/in a striking 2-story screen enclosure, creating a private resort-style setting right at home. Inside, you’ll find 3,695 sqft of living space (4,679 total under roof) designed for both comfort & entertaining. The main living area features a wood-burning fireplace, while the open kitchen flows seamlessly into the living room & connects to a designated dining room. Just off the kitchen, a sunroom wrapped in windows showcases breathtaking water views, bringing the outdoors in year-round. The home offers 3 bedrooms and 2 bathrooms on the upper 2 floors, w/ the primary suite occupying the top level—a true sanctuary complete w/ a private balcony overlooking Kings Bay. The 1st level adds incredible flexibility w/ a bonus room/4th Bedroom, flex space, & a convenient pool bath, making it perfect for guests, recreation, or additional rental potential. Thoughtful upgrades include: Metal roof, tankless water heater, composite wood front steps, completely fenced backyard w/ double gate, dedicated space for RV or boat trailer parking. This property has been as a short-term rental and can be sold fully furnished w/ an established book of business, offering a turnkey investment opportunity. Nestled on a private cove next to King Spring, the home sits in one of the most sought-after areas of Crystal River. This is where manatees gather for warm water refuge, and where divers came to earn their certifications. Crystal River itself is a 1st magnitude spring system connected directly to the Gulf, offering endless opportunities for boating, scalloping, fishing, kayaking, & swimming w/ the manatees. Despite its growing popularity, it still retains that coveted “Old Florida” feel—a laid-back lifestyle just 1 hr from Tampa via the Suncoast Parkway, 30 minutes to Ocala, & an hour to Gainesville. Outdoor enthusiasts will love being able to bike to Fort Island Trail Beach or hop onto the 46-mile Withlacoochee State Trail. And w/ ongoing revitalization in the area, property values continue to rise—making this an ideal time to invest. As a resident of Woodward Park, you’ll also enjoy deeded access to the seawall directly in front of the home, where you can launch kayaks or temporarily tie up your boat. This setup delivers the benefits of waterfront living w/out the waterfront property taxes & lower shared maintenance costs. VirtuallyStaged.
Beamed Ceilings
Stone Counters
Eat-in Kitchen
Open Floorplan
Pull Down Stairs
Walk-In Closet(s)
Solid Wood Cabinets
Taxes: $10,836.37
Tax Year: 2025
Balcony
Rain Gutters
Tankless Water Heater
Dishwasher
Disposal
Dryer
Microwave
Range
Range Hood
Refrigerator
Washer
Other
Canal - Freshwater
Riprap
Seawall - Other
View: River
Elementary School: Crystal River Primary School
Middle School: Crystal River Middle School
Junior High: Crystal River Middle School
High School: Crystal River High School
Total Square Footage: 4,679
Price per Square Feet: $235.45
Total Floors: 2
Water: Public
Construction: Frame, Wood Siding
Date Listed: 2026-05-07 00:00:00
Pool: Y
Pool Description: Indoor, Gunite, Screen Enclosure
Furnished: Furnished
Windows: Blinds, Drapes
Parking: Boat, Driveway, Rv Access/Parking
Garage Description: Y
Garage Spaces: 2
Attached Garage: Y
Flooring: Carpet, Tile, Concrete, Hardwood
Roof: Metal
Heating: Heat Pump
Cooling: Central Air, Wall/Window Unit(S)
Security: Security System, Smoke Detector(S), Smart Security System
Laundry: Inside
Sewer: Public Sewer
Lot Desc.: Cleared, Corner Lot, Level
Parcel ID: 1101875
Listing Courtesy Of: Plantation Realty, Inc.
tina.champagne72@gmail.com
OWNER FINANCING AVAILABLE - 4.5% INTEREST AMORTIZED OVER 30 YRS W/ 5 YR BALLOON PAYMENT & 25% DOWN. NEW METAL ROOF - Oct 2026. Welcome to “the pretty lady of Crystal River”, seated high overlooking Kings Bay, a one-of-a-kind waterfront retreat that perfectly captures the charm, lifestyle, and investment potential of Florida’s Nature Coast. Perched on an expansive 0.64-acre lot w/ a $1M water view, this elevated home immediately impresses w/ its huge wraparound porch, ideal for morning coffee, sunset cocktails, & soaking in the peaceful surroundings. Out back, a smaller porch overlooks the beautifully resurfaced pool, enclosed w/in a striking 2-story screen enclosure, creating a private resort-style setting right at home. Inside, you’ll find 3,695 sqft of living space (4,679 total under roof) designed for both comfort & entertaining. The main living area features a wood-burning fireplace, while the open kitchen flows seamlessly into the living room & connects to a designated dining room. Just off the kitchen, a sunroom wrapped in windows showcases breathtaking water views, bringing the outdoors in year-round. The home offers 3 bedrooms and 2 bathrooms on the upper 2 floors, w/ the primary suite occupying the top level—a true sanctuary complete w/ a private balcony overlooking Kings Bay. The 1st level adds incredible flexibility w/ a bonus room/4th Bedroom, flex space, & a convenient pool bath, making it perfect for guests, recreation, or additional rental potential. Thoughtful upgrades include: Metal roof, tankless water heater, composite wood front steps, completely fenced backyard w/ double gate, dedicated space for RV or boat trailer parking. This property has been as a short-term rental and can be sold fully furnished w/ an established book of business, offering a turnkey investment opportunity. Nestled on a private cove next to King Spring, the home sits in one of the most sought-after areas of Crystal River. This is where manatees gather for warm water refuge, and where divers came to earn their certifications. Crystal River itself is a 1st magnitude spring system connected directly to the Gulf, offering endless opportunities for boating, scalloping, fishing, kayaking, & swimming w/ the manatees. Despite its growing popularity, it still retains that coveted “Old Florida” feel—a laid-back lifestyle just 1 hr from Tampa via the Suncoast Parkway, 30 minutes to Ocala, & an hour to Gainesville. Outdoor enthusiasts will love being able to bike to Fort Island Trail Beach or hop onto the 46-mile Withlacoochee State Trail. And w/ ongoing revitalization in the area, property values continue to rise—making this an ideal time to invest. As a resident of Woodward Park, you’ll also enjoy deeded access to the seawall directly in front of the home, where you can launch kayaks or temporarily tie up your boat. This setup delivers the benefits of waterfront living w/out the waterfront property taxes & lower shared maintenance costs. VirtuallyStaged.
Property Details
Price: $870,000
Sq Ft: 3,695
($235 per
sqft)
Bedrooms: 3
Bathrooms: 3
City: Crystal River
County: Citrus
Type: Single Family
Development: Woodward Park
Acres: 0.6400
Virtual Tour/Floorplan: View
Year Built: 1992
Listing Number: CC854576
Status Code: A-Active
Taxes: $10,836.37
Tax Year: 2025
Garage:
2
/
Y
Furnishings: Furnished
Interior Features:
Beamed Ceilings
Stone Counters
Eat-in Kitchen
Open Floorplan
Pull Down Stairs
Walk-In Closet(s)
Solid Wood Cabinets
Financial Information:
Taxes: $10,836.37
Tax Year: 2025
Exterior Features:
Balcony
Rain Gutters
Equipment:
Tankless Water Heater
Dishwasher
Disposal
Dryer
Microwave
Range
Range Hood
Refrigerator
Washer
Other
Waterfront Description:
Canal - Freshwater
Riprap
Seawall - Other
View: River
School Information:
Elementary School: Crystal River Primary School
Middle School: Crystal River Middle School
Junior High: Crystal River Middle School
High School: Crystal River High School
Additional Information:
Total Square Footage: 4,679
Price per Square Feet: $235.45
Total Floors: 2
Water: Public
Construction: Frame, Wood Siding
Date Listed: 2026-05-07 00:00:00
Pool: Y
Pool Description: Indoor, Gunite, Screen Enclosure
Furnished: Furnished
Windows: Blinds, Drapes
Parking: Boat, Driveway, Rv Access/Parking
Garage Description: Y
Garage Spaces: 2
Attached Garage: Y
Flooring: Carpet, Tile, Concrete, Hardwood
Roof: Metal
Heating: Heat Pump
Cooling: Central Air, Wall/Window Unit(S)
Security: Security System, Smoke Detector(S), Smart Security System
Laundry: Inside
Sewer: Public Sewer
Lot Desc.: Cleared, Corner Lot, Level
Parcel ID: 1101875
Map of 980 Gardenview Terrace N, Crystal River, FL 34429
Listing Courtesy Of: Plantation Realty, Inc.
tina.champagne72@gmail.com