331 Bay Street, Auburndale, FL 33823
For Sale $665,999
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ASSUMABLE 3.25% VA LOAN AVAILABLE TO QUALIFIED BUYERS — NO VETERAN STATUS REQUIRED! RARE LAKEFRONT OPPORTUNITY! PRIVATE DOCK! SCREENED POOL! NEARLY 0.60 ACRES! NO HOA! Discover an extraordinary opportunity to own a beautifully renovated waterfront retreat on the stunning shores of Lake Ariana, complete with a potentially assumable VA loan at an exceptional 3.25% interest rate! Qualified buyers, including non-veterans, may be eligible to assume the seller's existing loan, subject to approval. This rare financing opportunity could provide substantial savings compared to today's prevailing mortgage rates. Welcome to 331 Bay Street, where timeless waterfront beauty meets modern comfort and the ultimate Florida lifestyle. Nestled on nearly 0.60 acres of picturesque lakefront property, this extensively renovated residence offers nearly 3,500 square feet of living space, 3 spacious bedrooms, 3 bathrooms, and an exceptional setting designed for relaxation and entertaining. Step inside to discover expansive windows that flood the home with natural light while showcasing breathtaking lake views. The thoughtfully designed floor plan features multiple generous living areas, a beautifully updated kitchen ideal for gathering, spacious bedrooms, and renovated bathrooms. Every space invites you to slow down, unwind, and enjoy the beauty of waterfront living. Outside, your private backyard oasis awaits. Spend sun-filled afternoons lounging beside the screened swimming pool, entertain family and friends in the expansive outdoor living areas, or escape to your private dock overlooking the sparkling waters of Lake Ariana. Enjoy boating, fishing, kayaking, paddleboarding, and unforgettable sunsets without ever leaving home. The expansive grounds offer mature landscaping, exceptional privacy, ample parking, and the freedom of NO HOA. Whether you're enjoying a peaceful morning overlooking the water or hosting an evening gathering beneath the Florida sky, this property offers a lifestyle that feels like a year-round vacation. Conveniently located near shopping, dining, entertainment, and major roadways, this exceptional home combines the tranquility of lakefront living with everyday accessibility. Ideal as a primary residence, second home, or private waterfront retreat, this is a remarkable opportunity to enjoy the space, privacy, and waterfront lifestyle you've been searching for. With nearly 0.60 acres, direct lake access, a private dock, screened swimming pool, extensive renovations, and the potential to assume a 3.25% VA loan, properties offering this combination of features are increasingly difficult to find. Schedule your private showing today and experience the beauty of Lake Ariana for yourself! VA loan assumption subject to servicer approval, buyer qualification, existing loan balance, and applicable requirements. Non-veterans may qualify.
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Stone Counters
Walk-In Closet(s)
Wet Bar
Window Treatments
Taxes: $7,447.00
Tax Year: 2025
Lighting
Sidewalk
Dishwasher
Disposal
Ice Maker
Range
Range Hood
Refrigerator
Wine Refrigerator
Water
Lake Front
Seawall - Other
Lake Ariana
View: Lake
Elementary School: Auburndale Central Elem
Middle School: Stambaugh Middle
Junior High: Stambaugh Middle
High School: Auburndale High School
MLS Area: 33823 - Auburndale
Total Square Footage: 5,501
Price per Square Feet: $190.94
Water: Public
Construction: Block, Stucco
Date Listed: 2026-06-05 00:00:00
Pool: Y
Pool Description: Deck, Heated, In Ground, Screen Enclosure
Furnished: Unfurnished
Windows: Blinds, Window Treatments
Parking: Circular Driveway, Driveway, Oversized
Garage Description: Y
Garage Spaces: 2
Attached Garage: Y
Flooring: Ceramic Tile, Laminate, Tile, Wood
Roof: Shingle
Heating: Central
Cooling: Central Air
Security: Smoke Detector(S)
Laundry: Inside
Sewer: Public Sewer
Lot Desc.: City Limits, Sidewalk, Paved
Parcel ID: 25-28-02-309500
Listing Courtesy Of: Divine Estates Realty Llc
nehad@divineestatesrealty.com
ASSUMABLE 3.25% VA LOAN AVAILABLE TO QUALIFIED BUYERS — NO VETERAN STATUS REQUIRED! RARE LAKEFRONT OPPORTUNITY! PRIVATE DOCK! SCREENED POOL! NEARLY 0.60 ACRES! NO HOA! Discover an extraordinary opportunity to own a beautifully renovated waterfront retreat on the stunning shores of Lake Ariana, complete with a potentially assumable VA loan at an exceptional 3.25% interest rate! Qualified buyers, including non-veterans, may be eligible to assume the seller's existing loan, subject to approval. This rare financing opportunity could provide substantial savings compared to today's prevailing mortgage rates. Welcome to 331 Bay Street, where timeless waterfront beauty meets modern comfort and the ultimate Florida lifestyle. Nestled on nearly 0.60 acres of picturesque lakefront property, this extensively renovated residence offers nearly 3,500 square feet of living space, 3 spacious bedrooms, 3 bathrooms, and an exceptional setting designed for relaxation and entertaining. Step inside to discover expansive windows that flood the home with natural light while showcasing breathtaking lake views. The thoughtfully designed floor plan features multiple generous living areas, a beautifully updated kitchen ideal for gathering, spacious bedrooms, and renovated bathrooms. Every space invites you to slow down, unwind, and enjoy the beauty of waterfront living. Outside, your private backyard oasis awaits. Spend sun-filled afternoons lounging beside the screened swimming pool, entertain family and friends in the expansive outdoor living areas, or escape to your private dock overlooking the sparkling waters of Lake Ariana. Enjoy boating, fishing, kayaking, paddleboarding, and unforgettable sunsets without ever leaving home. The expansive grounds offer mature landscaping, exceptional privacy, ample parking, and the freedom of NO HOA. Whether you're enjoying a peaceful morning overlooking the water or hosting an evening gathering beneath the Florida sky, this property offers a lifestyle that feels like a year-round vacation. Conveniently located near shopping, dining, entertainment, and major roadways, this exceptional home combines the tranquility of lakefront living with everyday accessibility. Ideal as a primary residence, second home, or private waterfront retreat, this is a remarkable opportunity to enjoy the space, privacy, and waterfront lifestyle you've been searching for. With nearly 0.60 acres, direct lake access, a private dock, screened swimming pool, extensive renovations, and the potential to assume a 3.25% VA loan, properties offering this combination of features are increasingly difficult to find. Schedule your private showing today and experience the beauty of Lake Ariana for yourself! VA loan assumption subject to servicer approval, buyer qualification, existing loan balance, and applicable requirements. Non-veterans may qualify.
Property Details
Price: $665,999
Sq Ft: 3,488
($191 per
sqft)
Bedrooms: 3
Bathrooms: 3
City: Auburndale
County: Polk
Type: Single Family
Development: Flanigan C R Sub
Acres: 0.5900
Virtual Tour/Floorplan: View
Year Built: 1973
Listing Number: TB8516430
Status Code: A-Active
Taxes: $7,447.00
Tax Year: 2025
Garage:
2
/
Y
Furnishings: Unfurnished
Interior Features:
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Stone Counters
Walk-In Closet(s)
Wet Bar
Window Treatments
Financial Information:
Taxes: $7,447.00
Tax Year: 2025
Exterior Features:
Lighting
Sidewalk
Equipment:
Dishwasher
Disposal
Ice Maker
Range
Range Hood
Refrigerator
Wine Refrigerator
View:
Water
Waterfront Description:
Lake Front
Seawall - Other
Lake Ariana
View: Lake
School Information:
Elementary School: Auburndale Central Elem
Middle School: Stambaugh Middle
Junior High: Stambaugh Middle
High School: Auburndale High School
Additional Information:
MLS Area: 33823 - Auburndale
Total Square Footage: 5,501
Price per Square Feet: $190.94
Water: Public
Construction: Block, Stucco
Date Listed: 2026-06-05 00:00:00
Pool: Y
Pool Description: Deck, Heated, In Ground, Screen Enclosure
Furnished: Unfurnished
Windows: Blinds, Window Treatments
Parking: Circular Driveway, Driveway, Oversized
Garage Description: Y
Garage Spaces: 2
Attached Garage: Y
Flooring: Ceramic Tile, Laminate, Tile, Wood
Roof: Shingle
Heating: Central
Cooling: Central Air
Security: Smoke Detector(S)
Laundry: Inside
Sewer: Public Sewer
Lot Desc.: City Limits, Sidewalk, Paved
Parcel ID: 25-28-02-309500
Map of 331 Bay Street, Auburndale, FL 33823
Listing Courtesy Of: Divine Estates Realty Llc
nehad@divineestatesrealty.com