1970 Running Horse Trail, St Cloud, FL 34771
For Sale $440,000
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Virtually Staged. Rare no-HOA freedom on 1 FULL ACRE in Bay Lake Ranch: this updated 3-bedroom, 2-bathroom home comes with an air-conditioned bonus room, a huge carport, and room to park the boat, trailer, and RV other neighborhoods won’t allow. Set within a quiet St. Cloud community where every lot is a minimum of one acre, the property has no rear neighbors, offering the kind of privacy and elbow room that is increasingly hard to find in Central Florida. A long driveway leads to a covered front porch stretching nearly 25 feet across the home, a natural spot for morning coffee overlooking the lawn and mature shade trees. Inside, vaulted ceilings and rich wood-look flooring give the living room an open, airy feel, while fresh paint throughout creates a clean, move-in-ready canvas. The kitchen sits just off the living area and has been refreshed with a new stove and dishwasher, joined by a stainless steel refrigerator, a breakfast bar, and a bay-window breakfast nook that looks out over the yard. Toward the back of the home, a bright Florida room works beautifully as a dining space, with a brand-new sliding glass door opening onto a generous concrete patio. All three bedrooms sit together in their own wing, set apart from the main living areas for a quieter retreat at the end of the day. The primary suite offers two closets and an ensuite bathroom finished with two new separate vanities and a skylight that pulls in natural light. The two additional bedrooms each feature double closets and share a full bathroom, also updated with a new vanity. An indoor laundry room with shelving adds everyday convenience. One of the most versatile spaces here is the oversized former two-car garage, now an air-conditioned bonus room with French doors, ready to become a home gym, studio, game room, office, or hobby space. With the addition of a bathroom, it also has the potential to become an in-law suite. This space also houses the home’s water filtration system. Outside, the acre delivers room for just about everything. A massive carport of approximately 31' x 24' provides covered parking for vehicles, a boat, or a trailer, while a 14' x 9' workshop shed handles tools, equipment, and weekend projects. The partially fenced yard gives you a head start for pets or a garden, and with no HOA, you are free to park your RV, boat, and trailers right at home. Major systems offer real peace of mind: the roof was replaced in 2022 and the A/C is approximately five years old, the water heater is brand new, and the refrigerator is around five years old. A private well and septic system mean no city water or sewer bills. Bay Lake Ranch pairs a peaceful country setting with easy connections. US-192 is about 8 minutes away for shopping and dining, the St. Cloud lakefront is around 20 minutes, and Florida’s Turnpike is approximately 25 minutes. Lake Nona’s Medical City is roughly 35 minutes, Orlando International Airport about 40 minutes, Universal Orlando around 50 minutes, and both Walt Disney World and the Space Coast beaches are approximately 60 minutes away. Space, freedom, and a long list of updates make 1970 Running Horse Trail ready for whatever you have planned.
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Thermostat
Taxes: $2,418.00
Tax Year: 2025
Rain Gutters
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Elementary School: Harmony Community School (K-5)
Middle School: Harmony Middle
Junior High: Harmony Middle
High School: Harmony High
Building Description: Ranch
MLS Area: 34771 - St Cloud (Magnolia Square)
Total Square Footage: 2,473
Price per Square Feet: $191.55
Water: Well
Construction: Block, Wood Siding
Date Listed: 2026-10-12 00:00:00
Furnished: Unfurnished
Windows: Blinds
Parking: Driveway
Flooring: Ceramic Tile, Vinyl
Roof: Shingle
Heating: Central
Cooling: Central Air
Security: Smoke Detector(S)
Laundry: Inside, Laundry Room
Pets: Yes
Sewer: Septic Tank
Parcel ID: 18-26-32-2599-0
Listing Courtesy Of: La Rosa Realty Llc
theaistropteam@gmail.com
Virtually Staged. Rare no-HOA freedom on 1 FULL ACRE in Bay Lake Ranch: this updated 3-bedroom, 2-bathroom home comes with an air-conditioned bonus room, a huge carport, and room to park the boat, trailer, and RV other neighborhoods won’t allow. Set within a quiet St. Cloud community where every lot is a minimum of one acre, the property has no rear neighbors, offering the kind of privacy and elbow room that is increasingly hard to find in Central Florida. A long driveway leads to a covered front porch stretching nearly 25 feet across the home, a natural spot for morning coffee overlooking the lawn and mature shade trees. Inside, vaulted ceilings and rich wood-look flooring give the living room an open, airy feel, while fresh paint throughout creates a clean, move-in-ready canvas. The kitchen sits just off the living area and has been refreshed with a new stove and dishwasher, joined by a stainless steel refrigerator, a breakfast bar, and a bay-window breakfast nook that looks out over the yard. Toward the back of the home, a bright Florida room works beautifully as a dining space, with a brand-new sliding glass door opening onto a generous concrete patio. All three bedrooms sit together in their own wing, set apart from the main living areas for a quieter retreat at the end of the day. The primary suite offers two closets and an ensuite bathroom finished with two new separate vanities and a skylight that pulls in natural light. The two additional bedrooms each feature double closets and share a full bathroom, also updated with a new vanity. An indoor laundry room with shelving adds everyday convenience. One of the most versatile spaces here is the oversized former two-car garage, now an air-conditioned bonus room with French doors, ready to become a home gym, studio, game room, office, or hobby space. With the addition of a bathroom, it also has the potential to become an in-law suite. This space also houses the home’s water filtration system. Outside, the acre delivers room for just about everything. A massive carport of approximately 31' x 24' provides covered parking for vehicles, a boat, or a trailer, while a 14' x 9' workshop shed handles tools, equipment, and weekend projects. The partially fenced yard gives you a head start for pets or a garden, and with no HOA, you are free to park your RV, boat, and trailers right at home. Major systems offer real peace of mind: the roof was replaced in 2022 and the A/C is approximately five years old, the water heater is brand new, and the refrigerator is around five years old. A private well and septic system mean no city water or sewer bills. Bay Lake Ranch pairs a peaceful country setting with easy connections. US-192 is about 8 minutes away for shopping and dining, the St. Cloud lakefront is around 20 minutes, and Florida’s Turnpike is approximately 25 minutes. Lake Nona’s Medical City is roughly 35 minutes, Orlando International Airport about 40 minutes, Universal Orlando around 50 minutes, and both Walt Disney World and the Space Coast beaches are approximately 60 minutes away. Space, freedom, and a long list of updates make 1970 Running Horse Trail ready for whatever you have planned.
Property Details
Price: $440,000
Sq Ft: 2,297
($192 per
sqft)
Bedrooms: 3
Bathrooms: 2
City: St Cloud
County: Osceola
Type: Single Family
Development: Bay Lake Ranch
Subdivision: Bay Lake Ranch Unit 3
Acres: 1.0000
Virtual Tour/Floorplan: View
Year Built: 1990
Listing Number: S5159280
Status Code: A-Active
Taxes: $2,418.00
Tax Year: 2025
Garage:
Furnishings: Unfurnished
Pets Allowed: Yes
Interior Features:
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Thermostat
Financial Information:
Taxes: $2,418.00
Tax Year: 2025
Exterior Features:
Rain Gutters
Equipment:
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
School Information:
Elementary School: Harmony Community School (K-5)
Middle School: Harmony Middle
Junior High: Harmony Middle
High School: Harmony High
Additional Information:
Building Description: Ranch
MLS Area: 34771 - St Cloud (Magnolia Square)
Total Square Footage: 2,473
Price per Square Feet: $191.55
Water: Well
Construction: Block, Wood Siding
Date Listed: 2026-10-12 00:00:00
Furnished: Unfurnished
Windows: Blinds
Parking: Driveway
Flooring: Ceramic Tile, Vinyl
Roof: Shingle
Heating: Central
Cooling: Central Air
Security: Smoke Detector(S)
Laundry: Inside, Laundry Room
Pets: Yes
Sewer: Septic Tank
Parcel ID: 18-26-32-2599-0
Map of 1970 Running Horse Trail, St Cloud, FL 34771
Listing Courtesy Of: La Rosa Realty Llc
theaistropteam@gmail.com