18200 Cypress Cove Lane, Lutz, FL 33549
Active Under Contract $690,000
Save Property
Under contract-accepting backup offers. Virtually Staged. New roofs as of October 2026!! An incredible value for a large, feature-packed pool home directly on private ski lake Lake Stemper, complete with a covered dock and detached ADU! Set on a quiet cul-de-sac along the shores of Lake Stemper, this updated lakefront pool home delivers the Florida lifestyle buyers are searching for—boating, swimming, entertaining, and sunset views from home. Lake Stemper is a private ski lake shared by only approximately 20 homes, offering exceptional privacy with direct access to year-round water recreation. The home is not in a flood zone so flood insurance is not required, and lives in unincorporated Hillsborough county! The home is designed around a private courtyard with a heated saltwater pool, creating a secluded outdoor retreat at the center of the property. The pool and surrounding pavers were installed and sealed in April 2022 and resealed in April 2024. Inside, soaring ceilings, expansive windows, custom shades, contemporary finishes, and a ProFlame electric fireplace give the open living spaces a bright, modern feel. The renovated kitchen features sleek cabinetry, stainless steel appliances, and an expansive island, while multiple rooms showcase impressive lake views. The outdoor living spaces are built for entertaining. A fully equipped outdoor kitchen added in 2022 includes a Blaze four-burner propane grill, flat top and side burner, sink, ice maker, granite countertops, and under-counter LED lighting. Beyond the spacious lakeside deck, a private covered dock completed in 2022 puts boating, skiing, and sunset cruises just steps from the back door. A detached ADU with a private entrance and kitchenette adds valuable flexibility for guests, multigenerational living, a home office, or a studio. Major improvements include a water heater installed in 2020, pool and paver courtyard completed in 2022, outdoor kitchen added in 2022, covered dock completed in 2022, professional exterior lighting in 2024, and a new septic tank and drain field completed in 2025. With no HOA and no CDD, this is a rare opportunity to enjoy updated, private lakefront living without giving up everyday convenience.
Ceiling Fans(s)
High Ceilings
Open Floorplan
Split Bedroom
Stone Counters
Thermostat
Vaulted Ceiling(s)
Taxes: $10,155.00
Tax Year: 2025
Lighting
Outdoor Grill
Outdoor Shower
Private Yard
Courtyard
Rain Gutters
Convection Oven
Cooktop
Dishwasher
Dryer
Microwave
Range Hood
Washer
Water
Lake Front
Lift
Skiing Allowed
Lake Stemper
View: Lake
Elementary School: Lutz-Hb
Middle School: Liberty-Hb
Junior High: Liberty-Hb
High School: Freedom-Hb
MLS Area: 33549 - Lutz
Total Square Footage: 3,045
Price per Square Feet: $299.09
Water: Public
Construction: Stucco, Frame, Block
Date Listed: 2026-09-02 00:00:00
Pool: Y
Pool Description: Heated, In Ground, Salt Water
Furnished: Unfurnished
Garage Description: Y
Garage Spaces: 2
Attached Garage: Y
Flooring: Carpet, Vinyl
Roof: Membrane, Shingle
Heating: Central
Cooling: Central Air
Fireplace: Y
Laundry: Laundry Closet
Sewer: Septic Tank
Lot Desc.: Unincorporated, Cul-De-Sac
Parcel ID: U132718Zzz00000
Listing Courtesy Of: Wright Davis Real Estate
dillon@wrightdavis.com
Under contract-accepting backup offers. Virtually Staged. New roofs as of October 2026!! An incredible value for a large, feature-packed pool home directly on private ski lake Lake Stemper, complete with a covered dock and detached ADU! Set on a quiet cul-de-sac along the shores of Lake Stemper, this updated lakefront pool home delivers the Florida lifestyle buyers are searching for—boating, swimming, entertaining, and sunset views from home. Lake Stemper is a private ski lake shared by only approximately 20 homes, offering exceptional privacy with direct access to year-round water recreation. The home is not in a flood zone so flood insurance is not required, and lives in unincorporated Hillsborough county! The home is designed around a private courtyard with a heated saltwater pool, creating a secluded outdoor retreat at the center of the property. The pool and surrounding pavers were installed and sealed in April 2022 and resealed in April 2024. Inside, soaring ceilings, expansive windows, custom shades, contemporary finishes, and a ProFlame electric fireplace give the open living spaces a bright, modern feel. The renovated kitchen features sleek cabinetry, stainless steel appliances, and an expansive island, while multiple rooms showcase impressive lake views. The outdoor living spaces are built for entertaining. A fully equipped outdoor kitchen added in 2022 includes a Blaze four-burner propane grill, flat top and side burner, sink, ice maker, granite countertops, and under-counter LED lighting. Beyond the spacious lakeside deck, a private covered dock completed in 2022 puts boating, skiing, and sunset cruises just steps from the back door. A detached ADU with a private entrance and kitchenette adds valuable flexibility for guests, multigenerational living, a home office, or a studio. Major improvements include a water heater installed in 2020, pool and paver courtyard completed in 2022, outdoor kitchen added in 2022, covered dock completed in 2022, professional exterior lighting in 2024, and a new septic tank and drain field completed in 2025. With no HOA and no CDD, this is a rare opportunity to enjoy updated, private lakefront living without giving up everyday convenience.
Property Details
Price: $690,000
Sq Ft: 2,307
($299 per
sqft)
Bedrooms: 4
Bathrooms: 3
City: Lutz
County: Hillsborough
Type: Single Family
Development: Cypress Cove
Acres: 0.3300
Year Built: 1974
Listing Number: TB8544945
Status Code: Active Under Contract
Taxes: $10,155.00
Tax Year: 2025
Garage:
2
/
Y
Furnishings: Unfurnished
Interior Features:
Ceiling Fans(s)
High Ceilings
Open Floorplan
Split Bedroom
Stone Counters
Thermostat
Vaulted Ceiling(s)
Financial Information:
Taxes: $10,155.00
Tax Year: 2025
Exterior Features:
Lighting
Outdoor Grill
Outdoor Shower
Private Yard
Courtyard
Rain Gutters
Equipment:
Convection Oven
Cooktop
Dishwasher
Dryer
Microwave
Range Hood
Washer
View:
Water
Waterfront Description:
Lake Front
Lift
Skiing Allowed
Lake Stemper
View: Lake
School Information:
Elementary School: Lutz-Hb
Middle School: Liberty-Hb
Junior High: Liberty-Hb
High School: Freedom-Hb
Additional Information:
MLS Area: 33549 - Lutz
Total Square Footage: 3,045
Price per Square Feet: $299.09
Water: Public
Construction: Stucco, Frame, Block
Date Listed: 2026-09-02 00:00:00
Pool: Y
Pool Description: Heated, In Ground, Salt Water
Furnished: Unfurnished
Garage Description: Y
Garage Spaces: 2
Attached Garage: Y
Flooring: Carpet, Vinyl
Roof: Membrane, Shingle
Heating: Central
Cooling: Central Air
Fireplace: Y
Laundry: Laundry Closet
Sewer: Septic Tank
Lot Desc.: Unincorporated, Cul-De-Sac
Parcel ID: U132718Zzz00000
Map of 18200 Cypress Cove Lane, Lutz, FL 33549
Listing Courtesy Of: Wright Davis Real Estate
dillon@wrightdavis.com