1285 Hilltop Place, St Cloud, FL 34772
For Sale $499,000
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Welcome to The Reserve at Pine Tree. This beautifully maintained and designed 4-bedroom, 3.5-bath home sits in a peaceful, family-oriented St. Cloud neighborhood. This property offers the perfect blend of comfort, modern living, and convenience in one of Central Florida’s fastest-growing areas. The home features a bright and inviting open layout with stylish finishes and thoughtfully designed spaces that make everyday living and entertaining effortless. The home welcomes you with high ceilings throughout the main living areas, creating an open and airy atmosphere ideal for everyday living and entertaining. The spacious kitchen serves as the heart of the home, featuring a large center island, stainless steel appliances, ample cabinetry, and generous counter space. Eat-in kitchen with a designer backsplash. In-wall oven, solid wood cabinetry, high ceilings, walk-in pantry. First-floor laundry room. New AC 2025. Upstairs includes a spacious primary suite, 3 additional bedrooms, Jack & Jill bath, large loft, & a convenient laundry chute to the 1st floor laundry room. Well-manicured yard, fenced, paver driveway. Gutters, Keyless Entry, French doors, recessed lighting, arched architectural features, built-ins, etc. Tons of natural light. Paved backyard patio with plenty of room for a custom pool, creating the perfect private oasis for Florida living. Residents enjoy a wealth of community amenities, including a vibrant clubhouse for social events, a refreshing pool and cabana for relaxation, a playground and park for family fun, and scenic walking trails or ponds for strolls—all maintained through a low-cost HOA with no CDD fees. Also, features a state-of-the-art fitness center. Highly accessible to local recreation spots, including the Royal St. Cloud Golf Links and St. Cloud Lake Front Park. Minutes away from the Orlando Health St. Cloud Hospital. Nestled off Old Canoe Creek Road, the neighborhood sits just a short drive from the Florida Turnpike, striking a balance between a quieter suburban retreat and straightforward commuting
Built-in Features
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Upstairs
Solid Surface Counters
Solid Wood Cabinets
Stone Counters
Thermostat
Tray Ceiling(s)
Vaulted Ceiling(s)
Walk-In Closet(s)
Window Treatments
Clubhouse
Fitness Center
Park
Playground
Pool
Taxes: $6,124.22
Tax Year: 2025
Association Fee: $114.00
Association Fee Frequency: Monthly
Garden
Lighting
Private Yard
Rain Gutters
Sidewalk
Built-In Oven
Cooktop
Dishwasher
Electric Water Heater
Exhaust Fan
Microwave
Range Hood
Refrigerator
Garden
Elementary School: Michigan Avenue Elem (K 5)
Middle School: St. Cloud Middle (6-8)
Junior High: St. Cloud Middle (6-8)
High School: St. Cloud High School
Building Description: Contemporary, Craftsman
MLS Area: 34772 - St Cloud (Narcoossee Road)
Total Square Footage: 3,556
Price per Square Feet: $162.65
Total Floors: 2
Water: Public
Construction: Block, Brick, Concrete, Stucco
Date Listed: 2026-11-02 00:00:00
Furnished: Unfurnished
Windows: Skylight(S), Blinds, Drapes, Rods, Window Treatments
Parking: Driveway, Garage Door Opener, Guest, Off Street, On Street, Parking Pad
Garage Description: Y
Garage Spaces: 2
Attached Garage: Y
Flooring: Carpet, Ceramic Tile, Laminate
Roof: Shingle
Heating: Central, Electric
Cooling: Central Air
Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Pets: Cats Ok, Dogs Ok
Sewer: Public Sewer
Lot Desc.: Cleared, In County, Landscaped, Level, Sidewalk, Paved
Parcel ID: 26-26-30-0640-0
Amenities: Clubhouse, Fitness Center, Park, Playground, Pool
Listing Courtesy Of: Keller Williams Realty At The Parks
seanflatley@kw.com
Welcome to The Reserve at Pine Tree. This beautifully maintained and designed 4-bedroom, 3.5-bath home sits in a peaceful, family-oriented St. Cloud neighborhood. This property offers the perfect blend of comfort, modern living, and convenience in one of Central Florida’s fastest-growing areas. The home features a bright and inviting open layout with stylish finishes and thoughtfully designed spaces that make everyday living and entertaining effortless. The home welcomes you with high ceilings throughout the main living areas, creating an open and airy atmosphere ideal for everyday living and entertaining. The spacious kitchen serves as the heart of the home, featuring a large center island, stainless steel appliances, ample cabinetry, and generous counter space. Eat-in kitchen with a designer backsplash. In-wall oven, solid wood cabinetry, high ceilings, walk-in pantry. First-floor laundry room. New AC 2025. Upstairs includes a spacious primary suite, 3 additional bedrooms, Jack & Jill bath, large loft, & a convenient laundry chute to the 1st floor laundry room. Well-manicured yard, fenced, paver driveway. Gutters, Keyless Entry, French doors, recessed lighting, arched architectural features, built-ins, etc. Tons of natural light. Paved backyard patio with plenty of room for a custom pool, creating the perfect private oasis for Florida living. Residents enjoy a wealth of community amenities, including a vibrant clubhouse for social events, a refreshing pool and cabana for relaxation, a playground and park for family fun, and scenic walking trails or ponds for strolls—all maintained through a low-cost HOA with no CDD fees. Also, features a state-of-the-art fitness center. Highly accessible to local recreation spots, including the Royal St. Cloud Golf Links and St. Cloud Lake Front Park. Minutes away from the Orlando Health St. Cloud Hospital. Nestled off Old Canoe Creek Road, the neighborhood sits just a short drive from the Florida Turnpike, striking a balance between a quieter suburban retreat and straightforward commuting
Property Details
Price: $499,000
Sq Ft: 3,068
($163 per
sqft)
Bedrooms: 4
Bathrooms: 3
Partial Baths: 1
City: St Cloud
County: Osceola
Type: Single Family
Development: Reserve At Pine Tree
Acres: 0.1600
Virtual Tour/Floorplan: View
Year Built: 2021
Listing Number: O6452769
Status Code: A-Active
Taxes: $6,124.22
Tax Year: 2025
Garage:
2
/
Y
Furnishings: Unfurnished
Pets Allowed: Cats OK, Dogs OK
Total Recurring Fees: $114
Total Recurring Fee Frequency: 0.00
Interior Features:
Built-in Features
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Upstairs
Solid Surface Counters
Solid Wood Cabinets
Stone Counters
Thermostat
Tray Ceiling(s)
Vaulted Ceiling(s)
Walk-In Closet(s)
Window Treatments
Amenities:
Clubhouse
Fitness Center
Park
Playground
Pool
Financial Information:
Taxes: $6,124.22
Tax Year: 2025
Association Fee: $114.00
Association Fee Frequency: Monthly
Exterior Features:
Garden
Lighting
Private Yard
Rain Gutters
Sidewalk
Equipment:
Built-In Oven
Cooktop
Dishwasher
Electric Water Heater
Exhaust Fan
Microwave
Range Hood
Refrigerator
View:
Garden
School Information:
Elementary School: Michigan Avenue Elem (K 5)
Middle School: St. Cloud Middle (6-8)
Junior High: St. Cloud Middle (6-8)
High School: St. Cloud High School
Additional Information:
Building Description: Contemporary, Craftsman
MLS Area: 34772 - St Cloud (Narcoossee Road)
Total Square Footage: 3,556
Price per Square Feet: $162.65
Total Floors: 2
Water: Public
Construction: Block, Brick, Concrete, Stucco
Date Listed: 2026-11-02 00:00:00
Furnished: Unfurnished
Windows: Skylight(S), Blinds, Drapes, Rods, Window Treatments
Parking: Driveway, Garage Door Opener, Guest, Off Street, On Street, Parking Pad
Garage Description: Y
Garage Spaces: 2
Attached Garage: Y
Flooring: Carpet, Ceramic Tile, Laminate
Roof: Shingle
Heating: Central, Electric
Cooling: Central Air
Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Pets: Cats Ok, Dogs Ok
Sewer: Public Sewer
Lot Desc.: Cleared, In County, Landscaped, Level, Sidewalk, Paved
Parcel ID: 26-26-30-0640-0
Amenities: Clubhouse, Fitness Center, Park, Playground, Pool
Map of 1285 Hilltop Place, St Cloud, FL 34772
Listing Courtesy Of: Keller Williams Realty At The Parks
seanflatley@kw.com